Applied Card Systems (ACS) was founded in 1987 to provide credit card processing and servicing resources to small - and mid-sized financial institutions. ACS has earned a reputation as an industry leader and innovator in marketing and servicing a variety of credit products.

Today, Applied Card Systems employs Hundreds of Associates at its two servicing facilities and services over a half million Customers.

The credit card products we service are general purpose Visa® and MasterCard® branded credit cards, which may be used to make purchases and cash advances at any merchant or ATM location bearing the Visa®, MasterCard®, CIRRUS® or PLUS® system marks.

Information Technology
The willingness to invest in technology to deliver leading edge systems takes a HUGE commitment. How does a $ 100 million commitment sound? That’s our investment to date to ensure our technology is state-of-the-art.